HSA / FSA FAQs

A HSA (or Health Savings Account) is generally enrolled in by someone with a high-deductible health plan. Contributions made to an HSA are tax-deductable, they grow tax-free, and any withdrawals made on the account are also tax-free. The IRS puts annual contribution limits on an HSA.

A FSA (of Flexible Spending Account) is offered through your employer. As an employee you can contribute pre-tax dollars to this account. These contributions are pre-tax and withdrawals are tax-free. FSAs also have contribution limits but on some occasions employers will allow them to be carried over during a grace period.

In most cases, massage therapy does qualify as an eligible medical expense. However, some HSA/FSAs may require a referral that includes diagnosis codes and a specific plan for massage treatment. When it doubt it is always best to contact your HSA/FSA provider and ask.

I am a qualified healthcare provider recognized by the IRS.

I write a medical massage therapy note for every session I perform and can produce superbills if needed. If I do not have a referral and/or perscription from a medical provider I cannot add diagnosis to these items. If diagnosis are needed to accept your HSA/FSA payments please provide them to me before beginning treatments.